Ethical Issues in Health Care Finance Essay

The motif of honest issues in every industry is usually interesting because it attracts a significant number of scholars and professionals to argue. This emergence becomes even more interesting when it comes to wellness c ar support. Ethical issues in health help financial backing begin, when defining human health. Human health is a basic fatality (Maharaj and Paul, 2011). It does non matter what figure of health challenges a person has and whether a person is in a developed country or not. The issue with human health is that, all humans require health appropriate treatment when they need it. However, the health get by system seems insatiable when it comes to financing. Health care financing source from an individual occurs at the at the point of delivery otherwise known as fees for services does not seem to catch a significant impact in the required health care financing (Hurley, 2001). It is important to cast off individuals as entities that founder for healthcare out of financing the health care industry and concentrate on the government, private agencies such as indemnifications and donors. The ethical issues in health care financing questions whether the major health care financiers the government and insurance companies can justify paying for treatment for all human in the country.The argument with health care financing is that governments can pay for high checkup technology knowledge in terms of complicated medical equipments and naked treatment technologies. It is important to understand that although advanced medical development are in place, there is an issue as to whether individual patients lead the able to sacrifice treatment using this advanced technology (Maharaj and Paul, 2011). If individual patients will not afford to use new treatment technologies, then it will be likely that the new advancement in medical technologies are a direct preserves of those with an upper economic advantage. This is contrary to the equity required in the health care system because health is basic need and therefore should be available for all. High comprise of medical technologicaltreatment and a few populations who cannot individually afford for this treatment are not the only issues that raise medical treatment. The insurance industry is the greatest player in the health care industry.The insurance industry provides medical policies for every eligible citizen. While the insurance arrangement for healthcare financing is justified through the assumption that country men and women are participating in sharing speak to in paying up hospital bills. However, there is a crisis with the health insurance, which has raised significant ethical issues. This issues range from existence of different eccentric persons of policies for different people and the issues that, the insurance company rather than the doctor determines the type of treatment the patient will get because of different categorized policies. Another incidence of ine quality sets in even in with the insurance. Just like individual patient might not afford to pay high tech medical treatment at the point of delivery, the same is happening in the insurance industry because insurances now require different policies for different individual (Maharaj and Paul, 2011).These different policies characterize people accord to their risk such that, people of high risk pay more premiums that people of low risk. If this form _or_ system of government categorization is justified then there will be a new inequality that will set in. This inequality will arise from those who pay for high premiums and might never have to go to hospital unless an accident occurs. Health care financing will seem to be a huge term debate bombarded with ethical issues that take long to solve. These ethical dilemma although exist to offer gear up solutions in healthcare financing, the whole issue boils down to whether the current happening in the health care industry offers benefic ence, non-maleficence, autonomy and justice.ReferenceMaharaj, S.R. and Paul, TJ. (2011). Ethical Issues in Healthcare Financing. West Indian Medical Journal. 60. (4) 31-44 Hurley, J. (2001). Ethics, economics, and worldly concern financing of health care. Journal of Medical Ethics. 27. (4) 234-239.